How to Get the Maximum Settlement for Your Car Accident in Ohio

A car accident can leave you with mounting medical bills, lost wages, and overwhelming stress. If you were injured in an accident due to someone else’s negligence, you deserve maximum compensation—not a lowball offer from the insurance company. At SELPH LAW, we help car accident victims in Columbus and across Ohio get the highest possible settlements for their injuries.

Want to know how much your case is worth? Call (614)-453-0971 now for a FREE case review.

Why Getting the Maximum Settlement Matters

Insurance companies want to pay you as little as possible. They have teams of adjusters and attorneys whose job is to minimize your payout. Without an experienced Ohio car accident lawyer on your side, you could settle for far less than you actually deserve.

A higher settlement can cover:

Medical expenses (past, present, and future care)

Lost wages and reduced earning capacity

Pain and suffering (physical and emotional trauma)

Property damage (vehicle repairs or replacement)

Punitive damages (for reckless or egregious behavior by the at-fault driver)

Steps to Maximize Your Car Accident Settlement in Ohio

1. Get Medical Treatment Immediately

Your health comes first, and medical records are critical to proving your case. Even if you feel fine, some injuries—like concussions or internal bleeding—can take days to appear.

Go to the emergency room or urgent care right away.

Follow all doctor recommendations and attend follow-up appointments.

Keep records of all medical expenses (bills, prescriptions, therapy, etc.).

2. Gather Strong Evidence at the Scene

Insurance companies look for proof of what happened. If possible, do the following immediately after the accident:

Take photos of vehicle damage, road conditions, and visible injuries.

Get witness statements and their contact information.

Request a copy of the police report.

Save dashcam footage if available.

3. Don’t Talk to the Insurance Company Alone

Insurance adjusters may act friendly, but they are not on your side. Their goal is to get you to say something that hurts your case or accept a quick, lowball settlement.

Never give a recorded statement without consulting an attorney.

Do not accept the first offer—insurance companies always start low.

Let your lawyer handle all negotiations.

4. Calculate the Full Value of Your Claim

Many accident victims underestimate what they are owed. A car accident settlement should cover more than just your immediate medical bills. Your attorney will help calculate:

Future medical costs (surgeries, physical therapy, ongoing treatments)

Lost income (if you missed work due to your injuries)

Pain and suffering (emotional distress, PTSD, permanent disability)

Punitive damages (if the other driver was extremely negligent, e.g., drunk driving)

5. Hire a Skilled Car Accident Attorney

Studies show that accident victims who hire a lawyer recover significantly higher settlements than those who try to handle claims alone. Here’s why:

Attorneys fight for fair compensation and don’t accept lowball offers.

Lawyers know how to prove negligence and build strong cases.

We handle all legal paperwork, negotiations, and court filings.

At SELPH LAW, we have recovered millions for injured clients in Columbus and across Ohio. Let us help you maximize your settlement—at no upfront cost to you.

Common Tactics Insurance Companies Use to Undercut Your Settlement

Blaming you for the accident to reduce their payout.

Questioning the severity of your injuries and delaying payments.

Offering a fast, low settlement before you know the full extent of your damages.

Using your words against you if you talk to them without legal representation.

Frequently Asked Questions About Car Accident Settlements in Ohio

Q – How much is my car accident case worth?

A – Every case is different, but settlements range from thousands to millions depending on factors like injury severity, fault, and long-term impact.

Q – How long does a settlement take?

A – Some cases settle in a few months, while others take longer if litigation is required. Having an attorney speeds up the process and ensures you don’t settle too soon.

Q – What if the insurance company refuses to pay a fair amount?

A – If negotiations fail, we are fully prepared to take your case to trial and fight for the compensation you deserve.

Q – Do I have to pay anything upfront?

A – No. We work on a contingency fee basis, meaning you pay nothing unless we win your case.

Why Choose SELPH LAW for Your Car Accident Claim?

Aggressive Legal Representation: We don’t settle for less than you deserve.

Extensive Experience in Ohio Personal Injury Law: We know how to win cases.

No Fees Unless We Win: You pay nothing out of pocket.

24/7 Free Case Reviews: Call us anytime for expert legal advice.

Get a Free Case Review – Call SELPH LAW Today

Don’t let the insurance company take advantage of you. Call (614)-453-0971 for a FREE case review and let us help you get the maximum settlement for your Ohio car accident.

How to Get the Maximum Settlement for Your Car Accident in Ohio

How to Get the Maximum Settlement for Your Car Accident in Ohio

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