Should you talk to the insurance company after an accident?
Do you have to talk to the other driver’s car insurance company after an accident?
Legally, you are not required to speak with the other driver’s insurance company after an accident. If you do decide to talk with the other driver’s insurance company, you should proceed with caution and be careful with the information you provide the other company.
Are there any situations in which I should speak to the other insurance company?
In situations in which the other driver is clearly at fault and has either lied to or will not speak to their insurance company, then you might want to consider speaking to that party’s insurance. In situations like this, the at fault party’s insurance might not be aware of the extent of injuries and vehicle damage or might not even know who was at fault. If you do not speak with the insurance company in these types of situations, then it could be a long time before you receive a settlement check, if you even get one at all.
Why should you not speak to the other party’s insurance company?
You should not speak to the other insurance company when there is a possibility that anyone involved in the accident suffered serious injuries and could make a claim based on those injuries. The main goal of the other party’s insurance company is to either pay you as little money as possible or just flat out deny your claim. So, mentioning to the insurer that you feel fine since the accident could have serious consequences for you down the road if complications from the accident develop later or any minor injuries you though you had turn out to be more serious.
Should I contact an attorney if I was involved in a car accident?
Yes! Having the help of an experienced and knowledgeable attorney will help to protect your interests and to safeguard you from the other driver’s insurance company. An attorney can discuss your claim with the insurance company, without giving away sensitive information. If there is any question as to who the at-fault driver was or to the extent of damages and injuries, then one should consider contacting an attorney to discuss their accident.
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