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05 Feb

Understanding Personal Injury Claims: A Comprehensive Guide by SELPH LAW

At SELPH LAW, located at 6047 Frantz Road Suite 101, Dublin OH 43017, we understand that navigating through personal injury claims can be a daunting task. With years of experience and a dedicated team, we aim to provide clarity and support throughout the legal process. This guide addresses common questions to help you understand the intricacies of personal injury law and the steps involved in pursuing a claim.

How Long Do I Have to File a Personal Injury Claim?
The statute of limitations for filing a personal injury claim varies by state. In Ohio, you generally have two years from the date of the injury to file a lawsuit. Missing this deadline can bar you from seeking compensation. It’s crucial to consult with an attorney early to ensure your claim is filed on time.

How Is the Value of My Personal Injury Claim Determined?
The value of a personal injury claim depends on several factors, including the severity of your injuries, medical expenses, lost wages, and the impact on your quality of life. Non-economic damages, such as pain and suffering, are also considered. An experienced attorney can help assess the full extent of your damages to determine a fair valuation.

What Compensation Can I Seek in a Personal Injury Claim?
Victims of personal injury can seek various forms of compensation, including:

Medical expenses: Costs for current and future medical care related to your injury.
Lost wages: Compensation for the time you were unable to work due to your injury.
Pain and suffering: For the physical and emotional distress caused by the injury.
Loss of consortium: Compensation for the impact on your relationship with your spouse or family members.

Will I Have to Go to Court for My Claim?
Many personal injury claims are settled out of court. However, if a fair settlement cannot be reached, your case may go to trial. At SELPH LAW, we prepare every case as if it will go to trial, ensuring we’re ready to fight for your rights in court if necessary.

Do I Need an Attorney for My Claim?
While you’re not required to have an attorney, navigating the complexities of personal injury law and dealing with insurance companies can be challenging on your own. An experienced personal injury attorney can provide valuable guidance, negotiate with insurers on your behalf, and ensure your rights are protected throughout the process.

What Is the Role of Insurances in Personal Injury Claims?
Insurance companies play a significant role in personal injury claims, as they often cover the damages. However, insurers aim to minimize payouts. An attorney can help negotiate with insurance companies to ensure you receive fair compensation for your injuries.

Can I Pursue a Claim If I Was Partially at Fault?
Ohio follows a comparative negligence rule, which means you can still seek compensation if you were partially at fault for the accident, as long as your fault does not exceed 50%. However, your compensation will be reduced by your percentage of fault.

What If the At-Fault Party Does Not Have Funds or Insurance to Cover My Damages?
If the at-fault party is uninsured or underinsured, you may need to explore other avenues for compensation, such as your own insurance policies. Uninsured/underinsured motorist coverage can provide compensation in such cases.

How Long Does It Take to Resolve Personal Injury Claims?
The time to resolve a personal injury claim can vary widely, from a few months to several years, depending on the complexity of the case, the extent of your injuries, and the willingness of the involved parties to reach a settlement.

What to Do If I Receive a Settlement Offer From My Insurance?
Before accepting any settlement offer from an insurance company, it’s wise to consult with an attorney. Insurers often offer less than what your claim is worth. An attorney can help evaluate the offer and negotiate for a better settlement.

Conclusion
Navigating through a personal injury claim can be complex, but you don’t have to do it alone. At SELPH LAW, we are committed to guiding you through every step of the process, ensuring you understand your rights and options. If you have any questions or need assistance with a personal injury claim, don’t hesitate to contact us at (614)-453-0971. Our experienced team is here to help you secure the compensation you deserve.

Remember, every personal injury case is unique, and this guide is a general overview. For advice specific to your situation, it’s important to consult directly with a legal professional.

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