What are the chances you could be involved in an accident in Ohio?
In 2020, the Ohio State Highway Patrol reported over 245,000 accidents. Of those 245,000 accidents 1,153 were fatal, 32,439 produced minor injuries, and 180,355 produced some sort of property damage. More accidents tend to happen between the hours of 3:00 to 7:00 pm, the hours when children are getting out of school and people are heading home from work. There is roughly a 2% chance that you will be involved in a car accident at some point in your lifetime. At first glance those seem like pretty good odds, and not much cause for worry—but the reality is that the true risk is far higher. Most accidents involve more than one vehicle, and therefore more than one person. If you and another person get in an accident, and that other car has 4 people in it, that accident has affected 6 people.
While this might give more cause for alarm, there are a variety of factors that affect your risk of a collision. Factors such as how long you have been driving and your skill level play a big part in your chances of becoming involved in an accident. How distracted you are when you drive also plays a big role in your risk level. It’s no surprise that people who engage in behaviors such as texting and driving, eating, or putting on makeup are at a much higher risk for being involved in a collision. Where your live makes a difference not only in your chances of an accident but in some cases your insurance rates. You are more likely to be involved in an accident in a major city than you are in a rural town. If you’ve ever moved from a rural town to a big city, then you might have noticed a change in your insurance rates in order to account for the increase in risk.
The risk of collision is one we take whenever we get in a car. Making sure that you are driving distraction free can help you be aware of your surroundings and keep your accident risk to a minimum. If you have been involved in an accident, it is wise to consider seeking the help of a knowledgeable attorney in order to determine what your next steps are. The attorneys at Tompkins, Selph & Associates have experience in a variety of practice areas and can work with you to navigate the resolution of your claim and to get you the best resolution possible.
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